Money. Forex. Happiness.
Learn the basics about life insurance in a flash. Hear from a one of the nation’s top insurance advisors who will explain why life insurance is so important, help demystify the life insurance process and quickly provide you with a good understanding of important insurance terms and concepts. www.lifehappens.org
Video Rating: 4 / 5
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Forex Gump will guide you in the application of the principles of finance to the monetary decisions of an individual or a family unit. It aims to address the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management.
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This was very informative. I think it’s best to be prepared you never know what’s going to happen. Better safe than sorry. I found some more information on Globe Life Insurance FB page. It really is affordable.
Great info! I really think it’s time I get life insurance and make sure my family is protected. You can never be too prepared for those unexpected moments. I’m going to sign with Globe Life Insurance; great rates and service!
Thanks for sharing.
@steveraven100 A permanent policy with a fixed premium can be designed to either maximize the death benefit, the cash value or do a combination of both. Yes, mortality charges go up as a person ages, but the advantage of permanent insurance is a fixed premium with the expenses spread out over the life of the policyholder, in this case, the lifetime of the insured. You pay more at the beginning in order to pay less out of pocket in later years.
Video is good, but with one misleading fact. Permanent insurance is NOT permanent. If you look at your Contract a.k.a. Policy, it shows how they calculate your MONTHLY expense. As EACH YEAR passes, the amont goes up. This clearly shows that “permanent” insurance gets more expensive every year. Sure, the only ‘charge’ you a set amount every month, but the fact is the insurance gets more expensive. Any amount due over what you are actually sending ins is deducted from the cash value
great video
thanks for the video
I’ve been a financial planner for almost 20 years and I have 2 issues in what would be a fantastic explanation of life insurance. 1) Pure life insurance should not be used as an investment because those rates of returns are usually poor 2) Whole life is so expensive that I never recommend it over Term. There is such a thing as renewable term that doesn’t require a medical exam.
Fantastic overview of Life Insurance
Thank You!!!
Nice video
Great explanatory video covering the essentials. Anyone wondering if they really need life insurance should watch this
impressive explaination!
This video made my day
This was very informative now how would you choose what’s a good life insurance company?
This is the best educational life insurance video I’ve seen on YouTube. It points out that properly calculating one’s life insurance need is most important, and that seemingly big numbers are really not all that big when it comes to ensuring dependent’s lifestyles. Then it points out that there is usually a need for a combination of term and permanent insurance, depending on the length of the need and one’s insurance budget.
Very informative. I really liked it!
Fantastic video!
real nice. thank you.
Families should not suffer this type of blunders.
It’s a very sad circumstance when families are caught unprepared when tragedy strikes because of lack of prior planning.
Thanks, I love this presentation.
Life,Auto,S6/63 Agent
Virginia Beach VA
Dawn Smith
757-518-9810
This is really good for bigineers to avoid mistakes and do at right way from 1st tim.
Jagdish N Patel
Licened Life Insurance Agent,MDRT
732-725-7711